Home Loans

POLAM is a portfolio lender which means that we do not sell our loans to investors like most banks.

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Auto Loans

POLAM finances up to 90% of the purchase price on new auto loans including tax and license for terms up to 72 months.

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ATM & Shared Branches

Convenient locations where you live, work and travel. With 5,000 CO-OP shared branches and nearly 30,000 ATMs throughout the United States.

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Online Banking Login

Current Rates

  • Mortgages  from 3.50% APR

    HELOCfrom 3.99 % APR

    APR = Annual Percentage Rate

    See details

  • New Auto  from 2.65% APR

    Used Auto from 3.65% APR

    APR = Annual Percentage Rate

    See details

  • Savings Certificates

    6 month     0.55% APY
    1 year         0.75% APY
    2 year         0.95% APY

    APY = Annual Percentage Yield

    See details

Become  a member


When you become a member, you benefit from lower banking fees, lower loan rates, and higher deposit rates!

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Mortgage Loan

home loan application



Lost or Stolen Cards
Call these numbers outside of POLAM normal office hours

POLAM Credit Card
(800) 808-7230
outside U.S. call collect (909) 941-1298

POLAM ATM/Debit Card
(888) 241-2510
outside U.S. call collect to(909) 941-1398