• New Auto: POLAM will finance up to 90% loan-to-value of a new car, truck or van, including tax, license and extended warranty. The maximum term for this loan is 72 months.
• Used Auto: POLAM will finance up to $35,000.00 of the cost of a used car, truck or van; up to 100% of the Kelley Blue Book wholesale value. The maximum term for this loan is 60 months.

• 1st Trust Deed (Purchase or Refinance).
• 2nd Trust Deed (Closed-End or HELOC).
• * see Rates & Apps for current rates and conditions.

We are pleased to announce that we have expanded the range of available loan types:

• New trucks, commercial vehicles & limousines
• Income & commercial property loans (subject to limitations, 70% Max LTU).

When the best financing decision is to use your own money, POLAM offers an economical way to achieve that goal. You can borrow 100% of funds on deposit for just 3% above the declared Regular Share Account dividend rate. The minimum loan amount is $1,000.00 and we offer a flexible repayment term of up to 12 months.

You can borrow up to $5,000.00 (upon approved credit and loan policy limits) in unsecured credit for any purpose.