• New Auto: POLAM will finance up to 90% loan-to-value of a new car, truck or van, including tax, license and extended warranty. The maximum term for this loan is 72 months.
• Used Auto: POLAM will finance up to $35,000.00 of the cost of a used car, truck or van; up to 100% of the Kelley Blue Book wholesale value. The maximum term for this loan is 60 months.

• 1st Trust Deed (Purchase or Refinance).
• 2nd Trust Deed (Closed-End or HELOC).
• Income & commercial property loans (subject to limitations, 70% Max LTU).
• * see Rates & Apps for current rates, conditions and loan applications.

When the best financing decision is to use your own money, POLAM offers an economical way to achieve that goal. You can borrow 100% of funds on deposit for just 3% above the declared Regular Share Account dividend rate. The minimum loan amount is $1,000.00 and we offer a flexible repayment term of up to 12 months.

You can borrow up to $5,000.00 (upon approved credit and loan policy limits) in unsecured credit for any purpose.